JTRE financing 2, s.r.o. granted J&T BANKA the mandate to place the new mid-term Notes

JTRE financing 2, s.r.o. (the "Company") granted J&T BANKA the mandate to place the
new 5 year senior, secured Notes of up to EUR 47 000 000.

The Notes will bear annual coupon of 4,50%, which will be paid in annual payments. The
bonds will be non-callable in the first year. The Notes will be secured by the Guarantor
Statement of the Company.

Subject to all regulatory approvals, the Issuer plans public offering in the Slovak Republic
and intends to submit an application for bond trading to Bratislava Stock Exchange.